Ventra Legal Disclaimer and User Responsibility Agreement

Ventra is a software platform that provides the following capabilities to its users:

• AI-assisted statistical analysis of real-estate data.
• Property data organization and search across public listing and sold-comp records.
• Deal math calculations (ARV ranges, MAO estimates, repair cost assumptions, suggested offers, spread, hold cost).
• Comparable-sale summaries and CMA digests.
• Lead management, pipeline, and CRM tools.
• Skip-tracing and contact lookup tools surfaced from third-party providers.
• Buyer-side deal package generation and disposition workflows.
• Workflow automation and informational reports.

Ventra does not, and is not designed or licensed to:

• Give legal advice.
• Give financial advice.
• Give tax advice.
• Give investment advice.
• Act as a real-estate broker.
• Act as a real-estate agent.
• Act as an attorney.
• Act as a lender.
• Act as an appraiser.
• Act as an inspector.
• Decide whether the user should buy, sell, assign, market, contact, or close on any property.
• Guarantee that any deal is legal, profitable, compliant, assignable, or accurate.

Ventra may use algorithms, formulas, third-party data, public records, user inputs, comparable sales, and artificial intelligence to produce estimated values, deal scores, ARV ranges, MAO estimates, offer ranges, repair assumptions, contact information, risk flags, and other outputs. These outputs are statistical estimates and informational tools only. They are not professional advice and should not be treated as instructions to take or avoid any action.

Statistical estimates can be wrong. Source data may be outdated, incomplete, mismatched, or otherwise unreliable. Model outputs are sensitive to inputs and assumptions and may differ materially from professional valuations, attorney opinions, or appraisals.

The user is solely responsible for deciding whether and how to use any information provided by Ventra. The user is solely responsible for understanding and complying with all laws, rules, regulations, licensing requirements, disclosure requirements, contract requirements, marketing rules, privacy laws, and real-estate wholesaling laws that apply in the user's city, county, state, and country. Laws vary by location, and Ventra does not determine whether a user's intended use is legal in the user's jurisdiction.

The user must independently verify every fact, number, assumption, contact, owner record, comparable, and projected outcome before taking action. Where the matter requires professional judgment, the user must consult qualified, licensed professionals (attorney, broker, lender, appraiser, CPA, inspector, compliance specialist) in the user's jurisdiction.

Ventra shall not be responsible or liable for any claim, penalty, fine, loss, damage, lawsuit, regulatory action, enforcement action, cost, expense, or attorney fee arising out of or related to a user's violation of law, misuse of data, non-compliant marketing, improper use of contact information, failure to verify information, failure to obtain required licenses or disclosures, misrepresentation, unlawful wholesaling activity, unlawful solicitation, or failure to perform independent due diligence.

To the maximum extent permitted by applicable law, the user agrees to indemnify, defend, and hold harmless Ventra and its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to the user's use or misuse of the platform, breach of this Agreement, violation of any applicable law or third-party right, or any business decision the user makes in reliance on Ventra outputs.

Contact data surfaced through Ventra (including names, phones, emails, mailing addresses, and skip-trace results) originates from third-party providers and public records. Such data may be inaccurate, outdated, incomplete, or associated with the wrong person. The user must verify contact data before using it for any purpose.

The user is solely responsible for complying with all applicable rules governing outreach, including but not limited to:

• TCPA — Telephone Consumer Protection Act (calls, texts, autodialers, prior express consent).
• CAN-SPAM — commercial email content, opt-out, and identification requirements.
• National DNC Registry and state Do Not Call lists.
• State mini-TCPA statutes (Florida, Oklahoma, Washington, and others have stricter rules than the federal baseline).
• State and federal text, email, and call rules; call recording laws; and privacy laws.
• Real-estate solicitation laws and unsolicited-offer disclosure rules.

Ventra does not guarantee that any contact may be lawfully called, texted, emailed, mailed, or solicited. Ventra does not give legal clearance to contact anyone.

Ventra does not represent buyers, sellers, wholesalers, investors, agents, brokers, or any transaction party. Ventra does not negotiate deals, verify seller authority, verify title, verify contract rights, determine assignability, or ensure closing compliance. Nothing in the platform creates an agency, brokerage, fiduciary, attorney-client, accountant-client, or investment-adviser relationship between Ventra and any user or third party.

Ventra does not guarantee:

• ARV accuracy.
• CMA accuracy.
• MAO accuracy.
• Comp accuracy.
• Repair estimate accuracy.
• Contact accuracy.
• Seller motivation.
• Buyer demand.
• Assignment fee.
• Profit.
• Deal closing.
• Legality of a transaction.
• Compliance with local laws.

Real-estate investing involves substantial risk, including total loss of capital and earnest money. Past results do not predict future outcomes. The user assumes all risk associated with using the platform and any transactions the user chooses to pursue.

By purchasing a membership or using Ventra, the user acknowledges and agrees that:

• Ventra is an AI-assisted analysis and workflow platform.
• Ventra outputs are informational and statistical only.
• The user must independently verify all data.
• The user must consult qualified professionals when needed.
• The user is solely responsible for legal compliance.
• The user is solely responsible for their own business decisions.
• Ventra is not liable for user law violations, misuse, or failure to perform due diligence.
• Refunds are governed by Ventra's Refund Policy below and may be prorated or reduced by usage already consumed.

Ventra subscription fees are generally non-refundable once access is provided, except where required by law.

If Ventra approves a refund at its sole discretion, the refund may be prorated based on the unused portion of the billing period and reduced by any usage already consumed, including but not limited to searches, analyses, skip traces, saved lead activity, data lookups, third-party data costs, processing fees, and other platform usage.

Credit packs, add-ons, skip traces, and usage-based purchases are non-refundable once used or partially used.

Refund approval does not guarantee future refunds. Ventra reserves the right to deny refund requests where substantial usage has occurred, abuse is suspected, or third-party data costs have already been incurred.