ARV, repair range, MAO (70% rule), assignment fee, buyer spread, and conservative-to-max offer bands. Same math Ventra runs on every listing in the search view.
The core formulas
Weighted-average price per square foot from comparable sold properties × the subject's square footage. Confidence label attached (High / Medium / Low / Very Low) so the estimate isn't taken as fact.
Starting point based on age and size; shown as a ±15% range. Not a substitute for a contractor bid or in-person walk.
ARV × 0.70 − repair estimate − assignment fee. This is the wholesale ceiling — offering above MAO usually breaks the math for the end cash buyer.
The wholesaler's fee, sized to what the wholesaler spread supports. Bigger fees on large deals often warrant a double close instead of a straight assignment.
ARV − repairs − (purchase + assignment fee). The end investor's margin. If it's thin or negative, the assignment doesn't work.
Three prices from a 60% / 65% / 70% ARV factor. Openers land at conservative; max is only shown as a ceiling. All three cap at list price.
Quick Offer Range
Sometimes a wholesaler needs a starting offer before pulling comps or scoping repairs. Ventra shows a separate Quick Offer Range on every card: 70–75% of the current list price, rounded to clean dollar values. It's not a substitute for the full ARV math — the interface labels it as a rough starting point and says so explicitly.
Example: $60,000 list price → $42,000–$45,000 quick offer range. Verify ARV, repairs, condition, and local law before making an actual offer.
What the calculator can't do
Ventra outputs are estimates based on available data. Not legal, financial, brokerage, or investment advice.
FAQ
The 70% rule is a rule of thumb that caps a cash-buyer offer at roughly 70% of the after-repair value minus the repair cost (and, for a wholesaler, minus the assignment fee). MAO = ARV × 0.70 − repairs − assignment fee. It's a ceiling that leaves the end investor room for their own return.
Pull three or more recent sold comps (last 6 months preferred) from the same neighborhood, similar square footage (±25%), similar beds/baths, similar age. Compute the median or weighted-average price per square foot and multiply by the subject's square footage. Trim outliers. Always mark the ARV as an estimate until you've verified condition and property type match.
Repair budget depends heavily on the property's condition, age, and location. Ventra's default rule-of-thumb starts at $30,000 and adjusts upward for older homes and larger square footage. Actual repair scope needs a contractor estimate or an in-person walk before you write an offer — the calculator's number is a placeholder, not a bid.
Buyer spread is the profit an end cash buyer has after taking the property and completing repairs. Formula: buyer spread = ARV − repairs − (purchase price + your assignment fee). If it's thin or negative, the assignment probably won't work regardless of how the wholesaler feels about the deal.
Ventra shows three offer prices: conservative (ARV × 0.60 − repairs − fee), balanced (ARV × 0.65 − repairs − fee), and max / MAO (ARV × 0.70 − repairs − fee). Openers should sit at the conservative end. Max is a ceiling only. All three are capped at list price so the calculator never suggests offering above ask.
No. The calculator is a modeled estimate. Users must verify comps, condition, ARV, repairs, ownership, and local law before relying on any number. Ventra does not provide legal, financial, brokerage, or investment advice, and does not guarantee profits or deal outcomes.
Related
The calculator's outputs paired with the AI deal grade, red flags, and next actions.
How AI fits into the wholesale workflow — and where verification stays with the user.
Member-based owner contact lookups and outreach compliance basics.
Plans and packs. Refunds governed by the Refund Policy.
Search a market, review AI-ranked opportunities, and see the wholesaler-style take on every property.
Ventra provides AI-assisted analysis and workflow tools only. Outputs are estimates based on available data. Users must verify comps, ARV, repair scope, condition, ownership, local law, and outreach compliance before making an offer. Not legal, financial, brokerage, tax, or investment advice.